Now, it is Plastics.
Plastics are the new currency.
People no longer carry cash around. Those heavy historic stones. Those heavy metal coins. Those bulky, crumpled, smelly paper bills.
Today, most people carry around plastics. It is their cash. It is their identity. It is their lifeline. It is their credit. And most importantly, it is very easy to use.
It gives us a more sense of security by not carrying around that huge amount of cash. It also gives us a false sense of financial security that cash is always available...until the monthly bill arrives.
Now, reality hits you. Since it is easy to use, it is also easy to abuse.
Your manageable monthly bills rise to unpaid debts. Those insignificant interest rates now seems as large as significant purchase by itself.
You ask your self why you did not spend enough time looking for the Best Credit Card Deals. The lowest interest rates. Those promos. Like those special Credit Cards For Bad Credit.
Now, paying back is a struggle. Your cash is never enough. Your credit is ruined due to delay or non-payments. Even if after you have managed to fully settled your debts your credit line is negatively marked.
Lessons learned. Experience gained.
Now you are wiser. Now, about plastics, are they really a miracle?